Insurance prices have experienced a near unprecedented surge in recent times. This means a new drivers choice of car may be dictated entirely by the potential cost of their insurance premium. To buy a car with a high insurance grouping could end up with the new or young driver owning an asset they find impossible to insure, with prices often running into the thousands.
Insurance groups range from 1 to 50 with 1 offering the lowest premiums and 50 the highest. The new driver needs to place priority on targeting insurance groups 1 to 4, which might not provide the most inspirational list of cars but there are some appealing modern vehicles in this category.
The Toyota Aygo, Citroen C1 and Suzuki Alto are cars often described as City Cars due to their inner city functionality. They’re typically small vehicles with low road tax costs, lean fuel economy and most importantly, group 1 insurance. Most of these cars are around 1000cc.
Any new driver needs to utilise the internet when searching for the best insurance policy. Many sites such as www.endsleigh.co.uk will draw upon a vast bank of insurance providers to allow for the most competitive quotes.
For cars with a more serious edge, you may wish to look at groups 2 and 3, where larger engines and more serious looking body shapes enter the market. The Fiesta, Corsa and Clio are all in this territory as engine sizes move towards the 1200cc mark. The Ford Fiesta seems to be a critics-favourite as far as small cars go, with its purposeful design, quality interior and spritely performance.
When searching for the cheapest insurance premiums it can be wise to incorporate your car on a multi-car policy. A young driver may benefit from being added to their parent’s policy or even being insured as a ‘named driver’. The internet is endowed with a range of sites like www.endsleigh.co.uk offering competitive and innovative deals.
Any new driver should try and factor the cost of insurance into the price of their new vehicle. Some might pay more for insurance than they do the vehicle itself, so a car that seems to be a bargain is rendered completely impractical by a sky high insurance premium. Keep costs down with sites such as www.endsleigh.co.uk.






